bankruptcy assets
when you file chapter 7 bankruptcy does that mean they take all your assets?
i need to file but i don’t know which is best chapter 7 or 13. i have a good job but my finaces got out of control.
bankruptcy is not state to state it is federal. so its the same in every state you file in. you are not gonna lose any of your assets. if you have a house or car you can keep them as long as you make the payments. you can have as many cars as you want. you can file chapter 7 depending on your income and if you have children or not. if you make less than 39,500 with no children you can qualify for chapter 7 (this is an example). the court filing fees are 299.00. neither chapters are good and they will show up the same on your credit report. they are not gonna take any other assets either. nothing will be seized and sold. many people are not well informed when it comes to bankruptcy. you can consult an attorney for free. look in the yellowpages and find a close attorney to you. they can also answer any questions you might have.
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