bankruptcy car loans
What are my chances of getting an car loan with 630 credit score, bankruptcy a year ago, and a repo?
I make about $3300 monthly gross. Do I have a decent chance of getting a car loan of about $25k at a decent rate? If so, what rate should I expect?
First of all thank you C for the recommendation.
Now your score is not that bad for sub-prime but it’s going to depend on when the repossession happened. was it before the BK of after?
If it was before then your in pretty good shape as long as it was included in you BK. If on the other hand if it was after your BK you can look forward to making a massive down payment, paying huge fees and State maximum interest rates.
The best thing you can do is find a large dealership that advertises Special Finance and go talk to the Manager they will be able to offer you some options.
Good luck.
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