bankruptcy creditor claim form
Help! What should i write on my credit check for employers, if i’ve had a “statement of claim” sent out to me?
hi!
I need some help asap for this!
I’ve defaulted on my mortgage, and resulted to a statement of claim being sent out to me… thing is, i;ve got all that sorted out, still going on to make my monthly repayments, and paid all the outstanding/accrued debts… so basically, all sorted out!
now, i’m applying for a job.. i;ve got the job, training starts tmr.. but their making me do a credit cehck.. and one of the questions asked..
1. Have you ever committed an act of bankruptcy, been declared bankrupt or entered into any form of bankruptcy agreement with your creditors ? Yes No
2. Have you had any financial court actions against you ?
answer 1. i obviously chose No.. but for 2? I dont know what i should write?
any help is appreciated!!
1. ALWAYS tell the truth. If you don’t say yes, it will be considered lying on your application and is grounds to fire you ‘for cause’ whenever they choose to discover it.
2. They can’t reject everyone that has had financial problems. There would not be enough applicants left. They are more interested in the fact you have resolved the problems and learned to avoid them in the future.
