bankruptcy financial management
Bankruptcy …….I need help please : (?
I have a huge bad debts that mount up over the years. I am in really bad shape and every month I’m just servicing the minimum sum for over 10 credit cards and 5 overdraft facility. Am at the verge of breaking down, and I cant bring myself to seek help from family cause I dont wish to be branded as my Dad cause he’s a gambler, but dont get me wrong, I dont gamble, I just simply lost my financial management capabilities due too many uncertain issues that happened to my life and my family……..I love my family and I would very much wanna give my Mother a good life, but with my current state, I’m really lost…..and I’m unfillial cause I’ve never bring my Mom to any overseas trip in her lifetime……I’ve checked every bank if they can help with a consolidated debt, but all turned me down except illegable money lenders and also possible cheaters trying to get at me with my plight…..I need some genuine guidance from compassionate people please……thankful to all of you.
Find a good bankruptcy attorney and talk to them. Some will offer a free initial consultation. This can get your debts structured so that there’s a set payment plan and a definite end date to it.
Also, you could check into Consumer Credit Counseling agencies in your area. Explore your options. Either way your credit is already going to be destroyed, you will just have to work at cleaning it up afterwards.
There are plenty of mortgage companies and auto loan companies that will give you a loan a day out of a bankruptcy, so all hope is not lost if you decide to go that way.
I am not an attorney, and this is not legal advice.
|
|
Bankruptcy, Foreclosure, Short Sales & Rebuilding your Credit – FINANCIAL RECOVERY $16.96 Studio: Channel Sources Dist Release Date: 10/14/2008 Run time: 150 minutes… |
|
|
How to Beat the Financial Monster at the End of this Book If you are getting behind on your bills, or are already neck deep in past due bills, delinquent credit cards, and possibly considering bankruptcy, then this book might be for you. If you are paralyzed with where to begin, because you want to do the right thing, but it seems impossible then this book is definitely for you. I was in that same position nearly 10 years ago. I filed bankruptcy once wh… |
|
|
Personal Financial Planning: How to Stay in Control of Your Budget and Grow Your Assets $8.50 Personal financial planning is an integral part of your overall financial health. It’s vital that you know exactly where you stand financially: how much debt you have, what assets you have, etc. These factors will give you a better idea of how to plan for retirement, college, a new home or car, etc. You don’t need to hire an expensive financial planner or run out and buy the latest planning softwa… |
|
|
Distressed Debt Analysis: Strategies for Speculative Investors $79.94 Moyer provides the insight, in-depth analysis and strategies necessary to invest successfully in the securities of financially distressed companies. This high-risk, high-reward $400 billion market is more for institutional investors and often trades in blocks of $1-$5 million…. |
|
|
Financial First Aid Kit $0.98 Nolo’s Financial First Aid Kit 2009 is an all-in-o… |
|
|
Cash Flow Plus The Only Lifetime Budget Software $14.95 If you’ve ever wondered how quickly you can get out of debt this program will do it for you quickly and seamlessly. Maybe you’re having trouble with your finances. Cash Flow Plus will lay out your finances transaction by transaction for up to 30 years. If there is a way out Cash Flow Plus will help you see it…. |
