bankruptcy laws california
Advise on BANKRUPTCY in CALIFORNIA?
I am in debt…I want to file and I have some people saying yes and others saying no. I want to do you know the new law on that? Keep in mind I have a lot of credit cards and what not that adds up to about 6k or so and then I have three Car Repo as well that adds to 10K plus. I want to have a fresh start but want to know more info on it? All info is greatly appreciated?
The new laws require you to talk with a qualified attorney in your state. These days you have to qualify by income, assets and liabilities because total discharges are a thing of the past. You may end up having to repay your debts anyway and still be branded as “bankrupt.” Might I suggest talking with a consumer credit agency FIRST??? http://www.nfcc.org is a good start. They are a non profit agency that might be able to help you with a debt repayment plan without the label of bankrupt, which follows you for 10 years.
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