bankruptcy self
self filing bankruptcy or hire an attorney??
Really wanna file myself it’d save about $600, already went thru the debt counseling and they said I was a lost cause to pay it back due to being a single mom with 3 kids. so obviously if i cant afford my bills i cant afford to hire an attorney in time to save myself from further garnishments. But is filing it myself a good thing?? Most of the debt is from my divorce and since we didnt file while we was married they will fall back on him and not by choice. But maybe they can get their money from him since he does make over twice what I do. I hate to pin it on him but I need to cleanup my act and look ahead for the sake of my kids…anyone with a suggestion please. Need to file Tues!!!!
Get an attorney!! I did a ch. 7 and the lawyer set up a payment plan with me that I could afford. The credit counseling was free (usually 90 dollars) because of my lack of income. When I was in court waiting for my turn, my lawyer (who thank God I had) told me how to answer on one particular question. If I didn’t have him there I defiantly would have lost my case over just 1 stupid little thing. He asked me if I owned a house within the past 5 years. When I told him yes, but I sold it 4 years ago, he said what did I do with the income from that house? If I didn’t have him there, I would have told the court a different answer, and been royally screwed. Don’t do this alone!!
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