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Lender questions and answers

any personal expirience next to prosper.com?
i have an extra 10k, im thinkin in the region of becoming a lender through prosper.comany advice?

Anyone else scamed by Southview loans?
Said we were approved bit needed $1830.00 for a secured loan and that money would be ppliaed to principle. Then said lender required another $1830.00 and we would own our money within 24 hours. The subsequent day be called and said lender back out but could get a brand new lender which would require another $1830.00. When asked to give money final said would get it on March 13, 2007. we are contained by so much distress due to thisLittle hope we will ever see that money

Anyone know of a mortgage lender who will loan to relatives next to doomed to failure credit?
I had cancer a few years ago and spent 2 years war to get SS Disability. Things are better financially presently but my credit has some delinquent medical bills on it and my win is in the low 500′s. I am working on rising my credit and will continue to do so. We would resembling to buy a home and understand the hurry of a good credit gain. Does anyone have any thinking on a lender that could possibly help us. Thank you so much!! :)

Anyone know of any lender that borrows to individuals near fruitless credit? I , resembling so masses ancestors get surrounded by debt up?
to my ears during my youth to help my relatives and now i call for to take out a loan to finish my tuition but i have be declined loans everywhere…please abet

Are within private lenders out within to sustain a strong working woman?
Where can I find a loan with poor credit rating? I hold a loan with a lender, but, it’s at such a high-ranking interest rate and need to obtain my payments cut. Banks don’t want to talk to me and I don’t want a payday loan. (No Nigerian lenders, please). I’ve tried Prosper (have a current listing), but no bites, even so. I’m already working 2 jobs and do not want to folder for bankruptcy. Divorce have put me in dire straits. Is at hand ANYONE out there that can backing?

Can anyone suggest a approach I can draw from a loan to grasp me hindered?
Can anyone suggest a lender that would give me a loan even if my credit is really bleak and I have delinquent paWe enjoy fallen on some really intricate times and I havent been competent to make my American express payments. They are not taking me to court and will requisition all of my assets. I inevitability to borrow $6000.00 but my credit score have gone down because of this and I cannot get a loan. Does anyone own any suggestions. Any help would be greatly appreciated.

Can auto lenders hold medical collections against you on a saloon loan?
I thought medical couldn’t hurt loans on autos. Is there a decree that states you cannot be denied a auto loan because of medical? The loan is from the Honda dealer’s private lender.

Can I be sued?
I was employed near a company as an underwriter where I would dance to a brokers office and approve their loans. When I be working with this broker, they driven me and allowed me to submit loans to them as a loan officer. Now two years later one of my loans come back as a buyback for foreclosure and the lender discovered fraud, which be clearly proven that i had nil to do with.But, because I be the originator and underwriter they said I have to pay envelope for the loan cost involved. because they allowed this to happen they own threatened to contact the lender that is asking them to recompense the loan back, to agree to them know they made a mistake and allowed me to originate and underwrite, they conjecture the lender will come after me ( i am no longer employed with them), but i believe this lender will folder a suit against them and shut them down with dre. can i be sued for originate and underwriting when they allowed it and what can develop to me with the company that i no longer work for?

Can you regulation mortgage lender if you are without a job?
I have be registered disabled since 2001 my husband is my full time carer, we recieve the normal regular benefits. The mortgage we own was a fixed rate, concluding year this expired. Would we be able to do anything around it as the rates are now lower than when we took the mortgage out.

Canadian Loan Scams?
Just so everyone is aware.. “ADVANCED LOAN FEES IN CANADA ARE ILLEGAL” no real lender will ask for an advanced loan levy of any kind.And the big kicker is.. the company that I researched that be trying to scam me.. their ip address is located out of arizona, usa..DOES ANYONE KNOW IF PEOPLE ARE ABLE TO BUY CANANDIAN PHONE #’s, especially when their addressis in the USA? HOW THE HECK IS THIS POSSIBLE?

Credit Debt “written sour, and sold to lender, Then remunerated, Do I owe anything?
I had a credit Card and consequently It was sold to a collection agency. I terminated up paying then surrounded by full. Months Later I checked my credit score and it said that the money be still owed in the Credit Card, and they have the same card on twice so it showed I owed double. It also states that I remunerated the collection agency the same amount owed. So I disputed the report. I get an update and I do not understand what it anticipate. It says that I be “written off” the amount owed on one of the credit cards and the other ” written off” O. It also says it be sold to a lender. Then the lender now say originally “the name if my credit card”. SO what does it be going to. Will that Credit Card ever say “paid” and except can I the people who check my credit connect the two? Do I still owe money? Sorry for the long message. Thank you in credit.

Credit Information?
How is that lenders can access my credit profile without my consent? I know that this happens as I received a missive from a lender stating exactly what I owed on my mortgage and what my total credit card debt was.

Credit inquiries..?
on one my credit reports there hold 9 inquiries looking at my credit history, some are widely spaced (by time) and some are not(been looking for a good lender to buy a home) and according to the report these will stay on my report up to a time of 2 years,does that hurt my credit rating any?

credit repair?
if i never applied for a loan with a specific lender… can i dispute it? (i know i can dispute the cynical part)

Desperate.. I requirement a personal loan?
Dear All, I am a singapore citizen and I am really stress now as my nuptials is coming nearer on 18/2/2007. What should I do?? I am short of cash of $6K. I tried to look for a lender but adjectives of them are asking for fees (e,g, insurance fee, verbs fee etc…) which I cant afford to take-home pay. I tried to apply for a bank loan from my country but they said that my remuneration is low. My income per annum is $22,500.00. I really need assist. Is there any lender who can support me in this?? Any warning dear friends??

Do lenders Care in the region of credit elder than two years?
Repeat of question beside details:I always forget to make a payment that it is not credit card debt.Medical takes up roughly $3,000 and some old gas bills, lost library books etc, transport up about $1,500. I know near these debts if they were going to sue me they would enjoy already.About $1,000 is kept “current” last reporting within January of this year. But they are both medical bills. All the rest will be over two years old as of subsequent month.What I really only want to know.if a lender looks at my credit and everything on here is over 2 years old how much will said lender keeping about the debt? And how much will they thought if the current debt is only medical?

Does anyone know how i can carry a loan next to no credit and no co signer?
i really need some extra money right nearly now, but most loan lender turn me down because i don’t enjoy any credit or a co-signer. Someone please give me some planning on how i can get a loan or something beside my situation..

Does anyone know of a guarenteed lender for giant risk loans?
I am looking at borrowing around $5000 to help entrap me up. I have gone from paying my bills on the dot to now 90 days unsettled on my bills. I have a well-mannered job, however I lately went thru a divorce which concluded with me paying for my daughters Sweet 16 myself. Not complaining something like that, she is a very grateful girl. However going from a two income household to one hugely quickly have left me drowning. Trust me I am already adjectives back every which means of access I can; no more cable, basic phone lines and cooking abundantly more at home. Most of the sites that guarantee approval require you to pay for bias, if I had any extra money to spend, I would not be asking for lend a hand.

Does anyone know of anybody who is of a mind to provide a private loan for 5-10k beside a 2-3 year payback time of year?
In need of a loan that can give a hand me get rear legs on my feet financially. I hold tried Craigslist, Prosper.com and numerous traditional lenders, only to any be scammed (Criagslist) or turned down (the others). I have made some mistakes that enjoy messed up my credit and can’t find anyone by traditional means feeling like to give me a second opening. I need a laon as like greased lightning as possible with sound repayment terms from anywhere from 24-60 months. Can anybody refer me to an honest, sincere and repurtable U.S. base private lender or institution who will take into consideration my circumstances and be a financial angel for me? Please, serious replies one and only as this is a serious matter. I am at wits wrap up.

Does anyone know what credit rack up mortgage lender look at?
I purchased my credit report that had a win on it from experian then I saw that in that was also something call your vantage score. My vantage ranking is higher than the experian chalk up. Which one would a mortgage lender look ant? Any one with experience contained by this?

Does anyone know where on earth one can get hold of an unsecured personal loan when you enjoy poor credit, a judgement against?
you, and you don’t own a home? Some have said that you can find a lender on the web. I have search, and the one that I thought would, turned me down.

Does anyone own a switch on how much the Feds spend on bank regulation?
I tried to find out how much is spent on enforcing only just the Home Mortgage Disclosure Act (HMDA) and the Real Estate Settlement Procedures Act (RESPA), which entails an army of command lawyers and statisticians, but neither my Congressman or my Senators could come up near an answer and didn’t seem principally concerned that no one know.My guess is that more money is spent by the lending industry itself contained by government mandate reporting and by the Feds in excessive monitoring and regulating than would be needed to fund every loan ever turned down by any lender for any idea whatever, including fraud and doomed to failure credit, let alone informal discrimination.Anyone know how to fluffy a fire under Congress and receive them come up with a integer?

Does respectively lender verbs your credit when scoring you for mortgage rates?
If so, doesn’t all those credit inquiries hurt your credit? Or, can you provide your credit report to prevent them from pulling it?I’m trying to revise how to shop for mortgage loan rates

Financial relieve needed?
I have no credit but i obligation to finance a being to person auto purchase. So what is the best solution that I enjoy. I need a 6,500 dollar loan. Maybe theres a private lender somewhere out here that can help me? I am 18 years of age and I am working full time as a fastener technician. I just really necessitate this car to seize to and from work. I make at smallest 1500 dollars a month and I am definitely skilled of paying the lender back. Please relief!!

First time home buyer> Credit? Interest? Downpayment?
Okay… I’m a first time home buyer. My fiance and myself are wanting to purchase a home in the subsequent 6 – 8 months. Our combined annual gross is 50k. She has simply established credit w/ a secured credit card and an in store card. I advise her that it may be a good conception to finance a small piece of jewlery $100 – 200. Just to generate 3 forms of revolving credit. I myself own a score of 530. I am contained by the process of paying off my collections $3400 and I also of late opened up 2 support credit cards and am also going to open an surrounded by store. If we keep the balance low, pay on the dot every time.1. What kind of increase can we see surrounded by our scores? A lender informed me that a 620 is the minimum? We want to buy a house for around 70 – 110k.2. After our credit increases what variety of down payment and intrest shoud we excpect?3. FHA Loans? How long do we obligation to maintain in shape activity on our report to qualify

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