credit card bankruptcy fraud
How long should I wait after using my credit cards to file bankruptcy?
I am in a situation where I am going to need to file for bankruptcy. I use credit to get by and struggle to make any more than the minimum payments.
I met with a credit counsellor about my options but had to use credit to buy my children fall/winter clothes and back-to-school items.
Does anyone know how long I should wait after making these purchases before filing bankruptcy? I do not want to be accused of fraud.
I will be making my minimum payments before filing bankruptcy.
I am not an attorney, but I believe that the BK Court can go back 6 months (maybe 12 in some cases).
If you recently charged anything (within the look back period) and file BK, that part you charged is EXEMPT from BK and you have to pay it all with interest.
I would seek advice from several attorneys before doing anything.
EDIT – follow up:
It does not make scene to make min payments before filling for BK. It only makes sense to make payments if plan NOT to file for bankruptcy.
|
|
Credit card debt Photo Mugs Credit card debt. Scissors cutting a creditcard in two….. |
|
|
Verifone Tranz 330 $168.88 GENUINE OEM Verifone Tranz 330 Full Set Tranz 330 Terminal / PinPad / PS About This Item Actual item from lot is shown. Lightly used machine pulled from a bankruptcy sale, inspected thoroughly and verified fully functional, ready to setup at your location. Will need configured for your processor and acceptance terms. Guaranteed functional and guaranteed for 30 days. Notes on this specific lot We… |
|
|
The Student Loan Scam: The Most Oppressive Debt in U.S. History – and How We Can Fight Back $16.80 Alan Collinge never imagined he would become a student loan justice activist. He planned to land a solid job after college, repay his student loan debt, and then simply forget the loans ever existed. Like millions of Americans, however, in spite of working hard, Collinge fell behind on payments and entered a labyrinthine student loan nightmare.High school graduates can no longer put themselves thr… |
|
|
The Quick & Dirty Guide To Beating Credit Card Debt (Quick and Dirty Books CollectionTM) $3.99 You can deal with credit card debt, you can knock it down and you can control your credit card costs according to the author of The Quick & Dirty Guide To Beating Credit Card DebtWritten by nationally-syndicated columnist Peter G. Miller, this guide looks at such issues as credit cards and how much we owe, members of the monopoly, hidden fees, credit card reform, 12 ways to beat the credit card co… |
|
|
WALL STREET AND BANK FRAUD AND HOW TO DEAL WITH IT $0.99 This book traces the financial transactions as I understand them which lead to the TARP bailout of banks and Wall Street. Suggestions are made as to how government can help the average American and how they can help themselves avoid foreclosure. The size and magnitude of the recession involving job losses and home losses are set forth in detail…. |
|
|
Photo Jigsaw Puzzle of Credit card debt from Science Photo Library Photo Puzzle, Credit card debt. Credit card debt. Scissors cutting a creditcard in two. Chosen by Science Photo Library. 10×14 Photo Puzzle with 252 pieces. Packed in black cardboard box of dimensions 5 5/8 x 7 5/8 x 1 1/5. Puzzle image 5×7 affixed to box top. Puzzle pieces printed on RA4 paper at 300 dpi. This item is shipped from our American lab…. |
