credit reports bankruptcy
.How do I get wrong info off of my credit report after a bankruptcy?
The cards which were included in the bankruptcy were not taken off report ,so it looks like I still have lots of unpaid credit cards and a mortgage.
The bankruptcy was discharged in 2004. Yes I know the cards can still be on the report ,but no, they do not have a zero balance they have the full balance next to them.
You need to state whether you filed chapter 7 or 13. Bankruptcy stops collection of debts and erases the debt in most cases. It does not stop the creditor from reporting your lack of being responsible and a bad risk. Your debt to income has improved but your credibility will suffer for a while. Why do people like you think that your entitled to borrow and not pay back, with no recourse, and then have it hidden from future creditors.
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