file bankruptcy credit card debt
Do you think unsecured credit card debt is bad for the economy?
I know a lot of people are filing bankruptcy on credit card debt. I did this myself and got 35,000 dollars worth of credit card debt discharged. That means my credit card companies lost a lot of money on me. I know my credit is ruined but oh well. Unsecured debt should be more difficult to get. It is still easy to file bankruptcy if one meets the means test. Your opinion, please.
I had 20K that was discharged 5 years ago, but I learned my lesson. many people don’t.
I don’t ever want to be in debt and in that position ever again in my life.
I agree that loans should be harder to get, and it may very well come to that point. Banks will be more careful in the future I’m guessing about who they give money to and how much.
Debt is a BAD idea.
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