file bankruptcy student loans
can i file bankruptcy on student loans?
I owe $75,000 in student loans and haven’t been making much money since I graduated, plus I have a child. Is there a way to bankrupt on these loans? This is the only debt I have.
Due to bankruptcy reforms in 1998 and 2005, it’s almost impossible for the average person to discharge federal or private student loans through bankruptcy. Although your student loan can’t be discharged in bankruptcy, a bankruptcy court may be able to ease an overwhelming debt burden. Some courts may discharge a portion of your student loans, but this is rare and varies by court.
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