file bankruptcy yourself california

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file bankruptcy yourself california
bankruptcy in state of california?

any one know how to file bankruptcy by yourself in the state of california exempting your Workman’s comp settlement coming into you on your own since you cant afford to pay thousand dollars for them to do it for you i really don’t want my money garnished and i don’t want my settlement taken away from me what do i do some one please help me

Dear Turloc,

Get a DIY bankruptcy how-to book from a major bookstore. I like the books from NOLO PRESS.

Your paperwork will list this settlement as an asset but your paperwork official forms will have a section for “Exemptions” You will list this asset into this section. As a matter of protection place this money into a separate account and pull out the money as you use it.

California Worker Compensation benefits are exempt from attachment/execution under Code of Civil Procedure Section 704.160. A full list of all California exemptions can be found in California Judicial Council form EJ 155.

Do not be afraid of lawyers. You will find many willing to represent you for $500. Paralegals and Document Preparation services might do the paperwork for as little as $175-$300.


Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time


Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time


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Reduce your debts, save your property — and start over! Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? This book will show you how to save your house, car and other assets with Chapter 13 Bankruptcy. It lets you cancel your debts and pay off the rest with an affordable repayment plan. And now you can avoid attorney fees and do it…

How to File for Chapter 7 Bankruptcy


How to File for Chapter 7 Bankruptcy


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In these times of massive credit card debt and stagnating incomes, filing for bankruptcy has become the only relief for thousands of people. The information in How to File for Bankruptcy is so complete that a person can file virtually on his own, without needing to hire a lawyer. By no means does the book encourage filing for bankruptcy, but it will help anyone in serious financial trouble d…

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