foreclosure and bankruptcy information
Do I qualify for a home loan?
I am pretty sure I don’t, but I need to know. If I do qualify, I’m looking into buying a foreclosure home.
I’m 19, a full time student, my credit score is 718, I have no bankruptcy or any other loan on my file. I have a steady job, but I am technically a low income resident, here in California. (I make $440 monthly, w/out bonuses and overtime) But what I planned to do was to rent out any spare rooms to friends or people who need a place to stay so I can cover all the bills without needing to get a second job. I have a Discover credit card and I was approved for 3 tmobile lines, if that helps any. I just got that credit card and 3 lines last month though, on November 10th. My credit score was 0 on Dec 1 and today its 718.
I don’t qualify, do I? =/
I dunno, is there is any other information I need to put in? Just ask and I’ll tell.
No, you don’t. You couldn’t possibly afford mortgage payments, taxes, and PMI on an income of only $440 per month.
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