fraudulent bankruptcy
Rental Property Foreclosure Ohio?
Have 4 properties bought through a brokerage that produced fraudulent (doctored after I signed) loan apps and is being prosecuted – my banks don’t care about that.
- all four properties are being foreclosed on after trying to sell them for over a year.
-I have 3 legitimate properties including my personal residence that I want to keep or shield my equity in from these creditors.
Obvioulsy I deserve blame for taking the bad loans, and so my credit is ruined, but don’t fault me because inflated appraisals won’t allow me to sell these for what I owe or anything else for that matter.
What can I do? I lose everyting in bankruptcy anyway, it’s to late to “hide” these properties as Im told. Do I have any way to avoid deficiency judgements?
I’ve talked to 3 attorneys but no real advice yet. How do I find an expert?
I’ve been begging for deed in lieus since the day I mised my first payment.
Ohio Foreclosure Law
• Judicial Foreclosure Available: Yes
• Non-Judicial Foreclosure Available: No
• Primary Security Instrument: Mortgage
• Timeline: 217 days – sale held; until redemption expires and deed is recorded depends on county;
• Right of Redemption: Yes
• Deficiency Judgments Allowed: Yes
http://www.truthinforeclosure.com/state-laws.html
The only bright side I can see is:
Deficiency: A deficiency judgment is allowed, but void after two years from the confirmation of sale.
http://www.entrusthome.com/42-stop-foreclosure-ohio.php
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