money management bankruptcy certificate
Just recieved Notice of chapter 7 case closed without discharge as debtor did not file official form 23,?
Just recieved Notice of chapter 7 case closed without discharge as debtor did not file official form 23,?
Debtors certification of completion of intructional course concerning personal Financial management. I filed for bankruptcy in Feb 2009 and court date was in march 6, 2009. l took the online course same day as court case. I still have certificate dated March 6, 09. Just recieved notice Sept. 21, 2009. Notice dated Sept. 17, 2009. If i go to bankruptcy court tomorrow with copy of certificate what is going to happen to me and my case? Will l have to pay any money? Will the case be closed completly? Please help l need answers.
Did you or your attorney file Form 23? It is your responsability to do this DEBTOR’S CERTIFICATION OF COMPLETION OF POST PETITION INSTRUCTIONAL COURSE CONCERNING PERSONAL FINANCIAL MANAGEMENT
http://www.uscourts.gov/rules/BK_Forms_Pending_2008/B_023_1208.pdf Link to the form that should be filed with the court
If you filed this Form 23 with the court you should have retained a copy for your records
The form is amended to direct each individual debtor, including both spouses in a joint case, to file a separate certification and to provide the certificate number of the certificate of completion issued to the debtor by the approved personal financial management counselor. The
form also is amended to include the deadlines for filing the certification in cases under chapters 7 and 13 and to instruct the debtor that the form is not to be used to file the certificate provided by the debtor’s prepetition credit counselor.
