mortgage bankruptcy discharge
Can you get a mortgage in Ontario if your bankruptcy 3 years ago was not discharged?
3 years ago, my husband and I claimed bankruptcy… 4 months into it, I got really sick.. we were unable to fulfill the requirements and the bankruptcy trustee discharged themselves from our file… but our debts were not discharged.
My husband and I are working on getting our debts taken care of now, and repairing our credit… I contacted the bankruptcy trustee, and to complete the bankruptcy now, we’d have to submit income & expense statements from 2004.. which I dont’ know.. as our banks/ jobs etc have changed.. have no access to old bank statements or pay stubs. They also want about $4000.
Question is, if we get all the old debts cleaned up on our own, and our credit repaired, can we get a mortgage even with this bankruptcy on our record?
Thanks
we’re in Southwestern Ontario, Canada
This site below is amazing for finding information and tips on Loans, mortages ect… Check it out!
http://www.loanlister.net/
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