nevada bankruptcy laws
bankruptcy question…….?
Does anyone know the procedures, I dont know if the laws changed in nevada or not and me and my husband are going to file. We have a consultation next week. How long does it take until your credit can be better?
If you file bankruptcy, it can take 7-10 years before your credit improves. I would only use it as a last LAST resort. Is there anyway you can work with your creditors on your own to improve your situation? You’d be surprised what they’re willing to do. Also, if you do file, make sure you do the one where you pay it back, you’ll be better off. But be prepared not to get any credit anywhere, muchless buy a house or car, until it’s all paid off and not on your credit. Be weary of ‘credit counselors’ also and ‘debt consolidation’. That will reflect negatively on your credit as well. I’m not an expert, but these are the things I’ve heard from various financial experts (you should get Dave Ramsey’s book–it’s faboulous and gives you tips and an outline on how to become debt free).
Good luck to you! 
PS: You can also call Dave Ramsey’s show to get advice. Here’s his website: www.daveramsey.com
|
|
How to File for Chapter 7 Bankruptcy $5.95 In these times of massive credit card debt and stagnating incomes, filing for bankruptcy has become the only relief for thousands of people. The information in How to File for Bankruptcy is so complete that a person can file virtually on his own, without needing to hire a lawyer. By no means does the book encourage filing for bankruptcy, but it will help anyone in serious financial trouble d… |
|
|
The Good Black: A True Story of Race in America $9.65 Larry Mungin spent his life preparing to succeed in the white world. He looked away from racial inequality and hostility, believing he’d make it if he worked hard and played by the rules. He rose from a Queens housing project to Harvard Law School, and went on to practice law at major corporate firms. But just at the point when he thought he’d make it, when he should have been considered for partn… |
|
|
Beyond the Green Zone: Dispatches from an Unembedded Journalist in Occupied Iraq $4.57 “Dahr Jamail does us a great service, by taking us past the lies of our political leaders, past the cowardice of the mainstream press, into the streets, the homes, the lives of Iraqis living under US occupation. If what he has seen could be conveyed to all Americans, this ugly war in Iraq would quickly come to an end. A superb journalist.”—Howard Zinn We walk slowly under the scorchi… |
