pennsylvania bankruptcy laws

Chapter 7 bankruptcy candidate?
I am 23 years old with 22,000 in unsecured debt. I know hard to believe how much I messed up my life. Without going into a long story about how or why, it was mostly gambling. I make 32,000 a year. I guess that makes me a pretty viable candidate for Chapter 7 even based on the new laws. Basically I just need to start over, I got help with my gambling problem, but how can I pay that off making what I do. It’s an unrealistic expectation. Does anyone have any advice, any personal experiences, whatever regarding Chapter 7 bankruptcy under the new laws. I live in Pennsylvania.
you should contact a bk lawyer and follow his advise!!!
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