transfer tax bankruptcy

Can those companies on TV reduce my tax as promised?
On TV, there are many companies that say they can reduce our tax, such as reducing $12000 to $3000, and so forth. Are they real, and who can qualify for it? Must I have financial hardship? What if I have other asset such as car or house (in mortgage), then can I qualify? (I do owe credit cards for about $28000 from previous balance transfer offer they gave me).
And also, do we need to declare bankruptcy or will it affect our credit scores?
Thanks very much!
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Bankruptcy: In re Webster Classic Auctions: is the door finally open for a practical application of section 1146(c)?: An article from: Florida Bar Journal $9.95 This digital document is an article from Florida Bar Journal, published by Thomson Gale on December 1, 2005. The length of the article is 3913 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Bankru… |



